Employee Eligibility

To be eligible to participate in the Plan, you must be scheduled to work 1,000 hours or more per year at a participating employer. If you are scheduled to work less than 1,000 hours per year, you will become eligible on the first day of the month coinciding with or following the date on which you meet this requirement.

Part-time employees working less than 1,000 hours per year are not eligible. There is no minimum age or waiting period to be eligible to participate in the Plan.

Member Status

Eligibility for the benefits described in this Guide is based on your member status under the Plan as follows:

You Will Be

Active If...

• You are scheduled to work 1,000 hours or more per year at a participating employer; and
• Your participating employer has enrolled you in the Plan; and
• You earn at least one month of Credited Service; and
• Assessments are not more than 24 months past due.

Terminated If...

• You are entitled to a vested benefit; and
• Your enrollment in the Plan has ended because:
  • You are not employed by a participating employer; or
  • You are employed by a participating employer but are scheduled to work less than 1,000 hours per year; or
  • Assessments are more than 24 months past due (even though you are employed by a participating employer and are scheduled to work 1,000 hours or more per year).

Retired If...

• You have initiated retirement and started to receive your retirement benefit and have not subsequently returned to active service with a participating employer. (If you previously retired under the Plan and then later return to Active service, your retirement may be suspended unless you meet certain criteria. See Returning to Work After Retirement for more information.)